{"id":177,"date":"2023-07-13T16:34:02","date_gmt":"2023-07-13T07:34:02","guid":{"rendered":"https:\/\/11am.i234.me\/itvalley\/?p=177"},"modified":"2023-09-25T15:17:11","modified_gmt":"2023-09-25T06:17:11","slug":"%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8","status":"publish","type":"post","link":"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/","title":{"rendered":"[\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! HF, HUG \ud55c\ub3c4, \uc900\ube44\uc11c\ub958, \ubcc0\ub3d9\uae08\ub9ac?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"177\" class=\"elementor elementor-177\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ac92a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ac92a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ebf3e76\" data-id=\"ebf3e76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdc86da elementor-widget elementor-widget-text-editor\" data-id=\"cdc86da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6741911fd79f1\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6741911fd79f1\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-visibility-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/#%EC%A4%91%EC%86%8C%EA%B8%B0%EC%97%85_%EC%B2%AD%EB%85%84%EC%9E%90%EA%B8%88_%EB%8C%80%EC%B6%9C%EC%9D%B4%EB%9E%80\" title=\"\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc774\ub780?\">\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/#%EC%A4%91%EA%B8%B0%EC%B2%AD_%EB%8C%80%EC%B6%9C_%ED%95%9C%EB%8F%84\" title=\"\uc911\uae30\uccad \ub300\ucd9c \ud55c\ub3c4\">\uc911\uae30\uccad \ub300\ucd9c \ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/#%EC%A4%91%EA%B8%B0%EC%B2%AD_%EA%B8%88%EB%A6%AC\" title=\"\uc911\uae30\uccad \uae08\ub9ac\">\uc911\uae30\uccad \uae08\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/#%EC%A4%91%EA%B8%B0%EC%B2%AD_%EC%A4%80%EB%B9%84%EC%84%9C%EB%A5%98_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\" title=\"\uc911\uae30\uccad \uc900\ube44\uc11c\ub958 \ubc0f \uc870\uac74\">\uc911\uae30\uccad \uc900\ube44\uc11c\ub958 \ubc0f \uc870\uac74<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A4%91%EC%86%8C%EA%B8%B0%EC%97%85_%EC%B2%AD%EB%85%84%EC%9E%90%EA%B8%88_%EB%8C%80%EC%B6%9C%EC%9D%B4%EB%9E%80\"><\/span><strong><span style=\"color: #000000;\">\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc774\ub780?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-size: 17px; color: #000000;\"><span style=\"color: #ff0000; font-size: 18pt;\">[\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c]<\/span>\uc740 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c <span style=\"text-decoration: underline; color: #ff0000;\"><strong><em>\uc911\uc18c\uae30\uc5c5\uc5d0 \ucde8\uc5c5\ud55c \uccad\ub144\ub4e4(\ub9cc19\uc138~34\uc138)\uc5d0\uac8c \uc800\ub9ac\uc758 \uc804\uc6d4\uc138\ubcf4\uc99d\uae08\uc744<\/em> \ub300\ucd9c\ud574\uc8fc\ub294 \uc81c\ub3c4<\/strong><\/span>\uc785\ub2c8\ub2e4.<\/span><\/p><ol><li><span style=\"color: #000000;\"><span style=\"text-decoration: underline; font-size: 18pt;\"><strong>\ub300\ucd9c \ub300\uc0c1<\/strong><\/span>\uc740\u00a0\ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 5\ucc9c\ub9cc\uc6d0 \uc774\ud558(\uc678\ubc8c\uc774 3\ucc9c5\ubc31\ub9cc\uc6d0 \uc774\ud558),\u00a0\uc21c\uc790\uc0b0 \uac00\uc561\u00a03.61\uc5b5\uc6d0 \uc774\ud558 \ubb34\uc8fc\ud0dd\u00a0\uc138\ub300\uc8fc\ub9cc \ub300\ucd9c\ubc1b\uc744\u00a0\uc218 \uc788\uc73c\uba70, \uc8fc\ud0dd\uc73c\ub85c \uc778\uc815\ub418\ub294 \ubd84\uc591\uad8c, \uc785\uc8fc\uad8c, \uc8fc\ud0dd \ub4f1\uc740 \uc18c\uc720\uac00 \ud655\uc778\ub420 \uc989\uc2dc \uc740\ud589\uc5d0 \ub300\ucd9c\uae08\uc744\u00a0\uc0c1\ud658\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><\/li><li><span style=\"color: #000000;\"><span style=\"text-decoration: underline; font-size: 18pt;\"><strong>\uc2e0\uaddc \ub300\ucd9c\uae08\ub9ac<\/strong><\/span>\ub294 <strong>\uc5f0 1.2%<\/strong>\uc774\uba70, 2\ub144\uc774 \uc9c0\ub098\uac04 <strong><em><span style=\"color: #ff00ff;\">1\ud68c \uc5f0\uc7a5 \uc2dc\uc5d0\ub294 0.1%\uc758 \uac00\uc0b0\uae08\ub9ac<\/span><\/em><\/strong>\uac00 \uc801\uc6a9\ub418\uc5b4 1.3%\uc774\uba70, <strong><em><span style=\"color: #ff00ff;\">2\ud68c \uc5f0\uc7a5 \uc2dc\uc5d0\ub294 \ub300\ucd9c\ubc1b\uc740 \uc740\ud589\uc758 \uc77c\ubc18\ubc84\ud300\ubaa9 \uc774\uc728\uc774 \uc801\uc6a9<\/span><\/em><\/strong>\ub418\uc5b4 \ubcf4\ud1b5 \uc5f0 2.5%~2.6%\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\uc728\uc740 \uc5f0 1%~2% \ucc28\uc77c\uc9c0\ub77c\ub3c4\u00a0\uae08\uc561\uc774 \ub9e4\ub2ec \ub300\ucd9c \uc774\uc790 \ubd80\ub2f4\uc774 \uae09\uaca9\ud558\uac8c \ub298\uc5b4\ub0a9\ub2c8\ub2e4. <\/span><span style=\"color: #000000;\"><span style=\"text-decoration: underline;\"><strong>\ub9cc\uc57d \ub300\ucd9c\uae08 \uc804\uc561\u00a0\uc0c1\ud658\ud560 \uc218 \uc788\ub294 \uc5ec\uc720\uc790\uae08\uc774 \uc788\uc73c\uc2dc\ub2e4\uba74,<\/strong><\/span> <span style=\"color: #0000ff;\"><strong>\uccad\ub144 \ubc84\ud300\ubaa9 \ub300\ucd9c\ub85c \uc804\ud658\uc744 \ucd94\ucc9c<\/strong><\/span>\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/li><li><span style=\"color: #000000;\"><span style=\"text-decoration: underline; font-size: 18pt;\"><strong>\ub300\ucd9c\ud55c\ub3c4<\/strong><\/span>\ub294 \ucd5c\ub300 1\uc5b5\uc6d0 \uc774\ub0b4\uc774\uba70, \uc784\ub300\ubcf4\uc99d\uae08\uc740\u00a02\uc5b5\uc6d0 \uc774\ub0b4\uc785\ub2c8\ub2e4.<\/span><br \/><span style=\"color: #000000;\">\ub300\ucd9c \uae30\uac04\uc740\u00a0\ucd5c\ucd08 2\ub144\uc529, 4\ud68c \uc5f0\uc7a5\u00a0\ucd5c\uc7a5 10\ub144\uae4c\uc9c0\u00a0\uc774\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/li><\/ol><p><span style=\"color: #000000;\">\uc544\ub798\uc758 \uc774\ubbf8\uc9c0\ub97c \ud074\ub9ad\ud558\uc2dc\uba74, <span style=\"font-size: 14pt;\"><em><strong><span style=\"color: #0000ff;\">[\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \ud648\ud398\uc774\uc9c0] \ubc14\ub85c\uac00\uae30\ub85c \ub118\uc5b4\uac11\ub2c8\ub2e4.<\/span><\/strong><\/em><\/span> \ub354 \ub9ce\uc740 \uc815\ubcf4\ub294 \uc911\uae30\uccad \uc0c1\ud488\uc758 \uc0c1\uc138\ub0b4\uc6a9\uc744 \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/span><\/p><p style=\"font-family: -apple-system, system-ui, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol'; font-style: normal;\"><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/nhuf.molit.go.kr\/FP\/FP05\/FP0502\/FP05020601.jsp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-250\" style=\"font-size: 17px;\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08-001.png?resize=582%2C120&#038;ssl=1\" alt=\"\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc911\uc18c\uae30\uc5c5\uccad\ub144\uc790\uae08\ub300\ucd9c \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30\" width=\"582\" height=\"120\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08-001.png?w=454&amp;ssl=1 454w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08-001.png?resize=300%2C62&amp;ssl=1 300w\" sizes=\"auto, (max-width: 582px) 100vw, 582px\" \/><\/a><\/span><\/p><p><span style=\"color: #000000; font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: var(--base-3);\">\uc774\uc5b4\uc11c \ub098\uc624\ub294 \ub0b4\uc6a9\uc740 <span style=\"color: #0000ff;\"><strong>\uc2e4\uc81c \uacbd\ud5d8\ub2f4\uacfc \ud568\uaed8<\/strong><\/span> \uc911\uae30\uccad \uc2e0\uaddc\ubd80\ud130 \uc5f0\uc7a5\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ubd80\ud130 \uc804\uccb4\uc801\uc778 \ub0b4\uc6a9 \ud480\uc5b4\uac00\uaca0\uc2b5\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87bcf85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87bcf85\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a79f34\" data-id=\"2a79f34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec6543c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ec6543c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%EC%A4%91%EA%B8%B0%EC%B2%AD_%EB%8C%80%EC%B6%9C_%ED%95%9C%EB%8F%84\"><\/span><strong><span style=\"color: #000000;\">\uc911\uae30\uccad \ub300\ucd9c \ud55c\ub3c4<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"color: #000000;\">\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c(\uc911\uae30\uccad)\uc740 <span style=\"color: #ff0000;\">\ubb3c\uac74\uc9c0\uc640 \uc784\ub300\uc778\uc758 \uc131\uaca9\ubcc4\ub85c \ub300\ucd9c\ud55c\ub3c4\uac00 \uc874\uc7ac<\/span>\ud569\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">\uc608\ub97c \ub4e4\uc5b4 \ubb3c\uac74\uc9c0\uac00 \uc624\ud53c\uc2a4\ud154\uc774\uac70\ub098 \uc544\ud30c\ud2b8\uc778 \uacbd\uc6b0, \uc804\uc138\ubcf4\uc99d\uae08\uc758 100%\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\uace0, \ube4c\ub77c\uc778 \uacbd\uc6b0\uc5d0\ub294 \ubcf4\ud1b5 \uc804\uc138\ubcf4\uc99d\uae08\uc758 70%\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">\ub610\ud55c, <span style=\"color: #ff00ff;\"><em>\uc784\ub300\uc778\uc774 \ubc95\uc778\uc774\uac70\ub098 \uac1c\uc778\uc778 \uacbd\uc6b0\uc5d0\ub3c4 \ub300\ucd9c\ud55c\ub3c4\uac00 \uc874\uc7ac<\/em><\/span>\ud569\ub2c8\ub2e4. \uac19\uc740 \ubb3c\uac74\uc9c0\uc778\ub370\ub3c4 \ubd88\uad6c\ud558\uace0 \uc784\ub300\uc778\uc774 \ubc95\uc778\uc778 \uacbd\uc6b0 \ubcf4\uc99d\uae08\uc758 80%\uae4c\uc9c0 \ubc16\uc5d0 \ub300\ucd9c\uc774 \uc548 \ub418\uace0, \uac1c\uc778\uc778 \uacbd\uc6b0 100%\uae4c\uc9c0 \uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">\uc774\uc678\uc5d0\ub3c4 \uc694\uc998\uc5d0 \uac00\uc7a5 \uc774\uc288\uc778 \uae61\ud1b5\uc804\uc138 \ubc29\uc9c0\ub97c \uc704\ud55c \uacf5\uc2dc\uc9c0\uac00 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec <em><span style=\"color: #ff00ff;\">HF \ubcf4\uc99d \uc804\uc138\ub300\ucd9c\uacfc HUG \uc804\uc138\ub300\ucd9c\ub85c \ub450 \uac00\uc9c0\uac00 \uc874\uc7ac<\/span><\/em>\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc0c1\ud488\uc740 \ud558\ub098\uc9c0\ub9cc, \uc704\uc640 \uac19\uc774 \ubb3c\uac74\uc9c0\uc640 \uc784\ub300\uc778, \uc804\uc138\ubcf4\uc99d\uae08 \uae08\uc561\uc744 \uace0\ub824\ud558\uc5ec HF \uc804\uc138\ub300\ucd9c\uacfc HUG \uc804\uc138\ub300\ucd9c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4. HUG \uc804\uc138\ub300\ucd9c\uc774 HF \uc804\uc138\ub300\ucd9c\ubcf4\ub2e4 \uae4c\ub2e4\ub86d\uc9c0\ub9cc, \uae4c\ub2e4\ub85c\uc6b4 \ub9cc\ud07c \ub300\ucd9c\ud55c\ub3c4\ub294 \ub354 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\"><span style=\"color: #0000ff;\"><em><strong>\uc800\uc758 \uacbd\ud5d8\uc744 \ud45c\ub85c \uc815\ub9ac\ud558\uc5ec \uc124\uba85<\/strong><\/em><\/span>\ud558\uaca0\uc2b5\ub2c8\ub2e4.<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-258\" style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: var(--base-3);\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\uc2e0\uaddc-\uc5f0\uc7a5-\ucd1d\uc815\ub9ac.png?resize=1099%2C453&#038;ssl=1\" alt=\"\uc911\uae30\uccad \uc5f0\uc7a5\uc2e0\uaddc \uc815\ub9ac\ubcf8\" width=\"1099\" height=\"453\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\uc2e0\uaddc-\uc5f0\uc7a5-\ucd1d\uc815\ub9ac.png?w=1099&amp;ssl=1 1099w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\uc2e0\uaddc-\uc5f0\uc7a5-\ucd1d\uc815\ub9ac.png?resize=300%2C124&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\uc2e0\uaddc-\uc5f0\uc7a5-\ucd1d\uc815\ub9ac.png?resize=1024%2C422&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\uc2e0\uaddc-\uc5f0\uc7a5-\ucd1d\uc815\ub9ac.png?resize=768%2C317&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1099px) 100vw, 1099px\" \/><\/span><\/p><p><span style=\"color: #000000;\">\uccab \ubc88\uc9f8 \uc804\uc14b\uc9d1\uc740 \uc784\ub300\uc778\uc774 \uac1c\uc778, \ube4c\ub77c, \ubcf4\uc99d\uae08 9\ucc9c2\ubc31\uc774\uc5c8\uace0, \uc624\ub798\ub41c \ube4c\ub77c\uc774\uace0, \ub9e4\ub9e4\uac00 1\uc5b51\ucc9c\ub9cc\uc6d0\uc778\ub370 \uc804\uc138\uac00 9\ucc9c2\ubc31\uc774\uc5c8\uace0, \uadf8\ub7ac\uae30\uc5d0 70% \uc815\ub3c4\ub9cc \ub300\ucd9c\uc774 \uac00\ub2a5\ud588\uc2b5\ub2c8\ub2e4. \ub450 \ubc88\uc9f8 \uc9d1\uc740 \uc784\ub300\uc778\uc774 \ubc95\uc778, \uc624\ud53c\uc2a4\ud154, \ubcf4\uc99d\uae08 9\ucc9c\ub9cc\uc6d0\uc774\uc5c8\uace0, \uc740\ud589\ub2f4\ub2f9\uc790\uc5d0\uac8c \uc5ec\ucb64\ubcf4\ub2c8 \uc784\ub300\uc778\uc774 \ubc95\uc778\uc774\ub77c \ub300\ucd9c\uc774 80%\uac00 \ucd5c\ub300\ud55c\ub3c4\uc600\uc2b5\ub2c8\ub2e4. \uc138 \ubc88\uc9f8 \uc9d1\uc740 \uc784\ub300\uc778\uc774 \uac1c\uc778, \uc544\ud30c\ud2b8, \ubcf4\uc99d\uae08 1\uc5b52\ucc9c\uc774\uc5c8\uace0, \uc804\uc138\ubcf4\uc99d\uae08\uc774 \uacf5\uc2dc\uc9c0\uac00\uc758 110%\ub97c \ucd08\uacfc\ud558\uc9c0 \uc54a\uae30\uc5d0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc \ubc1b\uc740 HF \uc804\uc138\ub300\ucd9c\ub85c \uc911\uae30\uccad \ucd5c\ub300\ud55c\ub3c4\uc778 1\uc5b5\uc740 \ubc1b\uc9c0 \ubabb\ud55c\ub2e4\uace0 \uc548\ub0b4\ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">\uc138 \ubc88\uc9f8\uc758 \uacbd\ud5d8\uc73c\ub85c, <em><span style=\"color: #ff00ff;\">\ucd5c\ucd08 \ub300\ucd9c \uc2dc HUG \ubcf4\uc99d\uc73c\ub85c 100% \ubc1b\uc558\ub2e4\uba74, \uc774\ud6c4 \uc5f0\uc7a5\uc774\ub098 \uc99d\uc561 \uc2dc 100%\ub3c4 \uac00\ub2a5(1\uc5b5\uc6d0 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c)\ud558\uaca0\uc9c0\ub9cc, HF \ubcf4\uc99d\uc73c\ub85c \ubc1b\uc744 \uacbd\uc6b0\uc5d0\ub294 \uc774\ud6c4\uc5d0 100% \ubc1b\uae30 \uc704\ud574\uc11c \uc808\ucc28\uac00 \uad49\uc7a5\ud788 \uae4c\ub2e4\ub86d\ub2e4\uace0 \ud569\ub2c8\ub2e4<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f601.svg\" alt=\"\ud83d\ude01\" \/>.<\/span><\/em><\/span><\/p><h2><span class=\"ez-toc-section\" id=\"%EC%A4%91%EA%B8%B0%EC%B2%AD_%EA%B8%88%EB%A6%AC\"><\/span><strong><span style=\"color: #000000;\">\uc911\uae30\uccad \uae08\ub9ac<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"color: #000000; font-size: 18pt;\">1. <strong>\uc2e0\uaddc\uae08\ub9ac<\/strong><\/span><\/p><p><span style=\"color: #000000;\">: \uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc758 <em><span style=\"color: #ff0000; font-size: 14pt;\">\uc2e0\uaddc \uae08\ub9ac\ub294 <strong>\uc5f0 1.2%<\/strong><\/span><\/em>\ub85c, \ucd5c\ub300\ub85c \ubc1b\uc744 \uacbd\uc6b0 \ub9e4\ub2ec \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\ub294 106,500\uc6d0\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc77c\ubc18 \uc2dc\uc911\uc740\ud589\uc758 \ubc84\ud300\ubaa9 \uae08\ub9ac\uc778 \uc5f0 2.5~2.6%\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud55c \uc774\uc790\uc728\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">*2023\ub144 8\uc6d4\ubd80\ub85c \uc804\uccb4 \uc804\uc138\uc790\uae08\ub300\ucd9c \uae08\ub9ac\uac00 \uc5f0 0.3% \uc778\uc0c1\ub418\uc5b4 \uc2e0\uaddc \uc2dc, \uc911\uae30\uccad \uae08\ub9ac\ub294 \uc5f0 1.5%\uc785\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000; font-size: 18pt;\">2. <strong>\uc5f0\uc7a5\uae08\ub9ac (\ubcc0\ub3d9)<\/strong><\/span><\/p><p><span style=\"color: #000000;\">1)<span style=\"color: #ff0000;\"> \ucd5c\ucd08 1\ud68c \uc5f0\uc7a5 \uc2dc\uc5d0\ub294 \uc911\uae30\uccad \uc2e0\uaddc\uae08\ub9ac\uc5d0 \uac00\uc0b0\uae08\ub9ac 0.1%\uac00 \uc801\uc6a9<\/span>\ub418\uc5b4 \uc5f0 1.6%\uac00 \ub429\ub2c8\ub2e4. <\/span><\/p><p><span style=\"color: #000000;\">2) <span style=\"color: #ff0000;\">2\ud68c \uc5f0\uc7a5 \uc2dc<\/span>\uc5d0\ub294 \uc911\uae30\uccad \uc2e0\uaddc\uae08\ub9ac\uc5d0 \uc801\uc6a9\ub41c \uac00\uc0b0\uae08\ub9ac\uac00 \uc544\ub2cc<span style=\"color: #ff0000;\"> \ud574\ub2f9 \ub300\ucd9c \ucde8\uae09 \uc740\ud589\uc758 \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc758 \uc774\uc728\uc774 \uc801\uc6a9<\/span>\ub429\ub2c8\ub2e4.<\/span><\/p><p><strong><span style=\"color: #000000; font-size: 18pt;\">3. \uae08\ub9ac \ub0ae\ucd94\ub294 \ubc29\ubc95 (\uc6d4 \ub300\ucd9c\uc774\uc790 \ubd80\ub2f4 \uc904\uc774\uae30)<\/span><\/strong><\/p><p><span style=\"color: #000000;\">: \uc6b0\uc120 \uae08\ub9ac\ub97c \ub0ae\ucd94\uae30 \uc704\ud574\uc11c\ub294 \ub300\ucd9c \uc2e0\uaddc\ub85c \ub4e4\uc5b4\uac00\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \ud604\uc7ac \uc911\uc18c\uae30\uc5c5\uccad\ub144\uc790\uae08 \uc804\uc138\uc790\uae08\ub300\ucd9c\uc758 \ub300\ucd9c\uae08\uc561<strong><span style=\"color: #ff0000;\"> &#8220;\uc804\uc561 \uc0c1\ud658&#8221; \ud558\uc2dc\uace0, \uc774\ubc88\uc5d0\ub3c4 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc81c\uacf5\ud558\uace0 \uc788\ub294 \uccad\ub144\uc804\uc138\uc790\uae08\ub300\ucd9c\ub85c \uac08\uc544\ud0c0\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><\/strong><\/span><\/p><p><span style=\"font-size: 14pt; color: #0000ff;\"><em><strong><span style=\"text-decoration: underline;\">\uccad\ub144\uc804\uc6a9 \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 \ub300\ucd9c \ubc14\ub85c\uac00\uae30 \ub9c1\ud06c\uc785\ub2c8\ub2e4.<\/span><\/strong><\/em><\/span><\/p><p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/nhuf.molit.go.kr\/FP\/FP05\/FP0502\/FP05020303.jsp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-332\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uccad\ub144\ubc84\ud300\ubaa9-\ubc14\ub85c\uac00\uae30.png?resize=1080%2C500&#038;ssl=1\" alt=\"\uccad\ub144\ubc84\ud300\ubaa9 \uc804\uc138\ub300\ucd9c\" width=\"1080\" height=\"500\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uccad\ub144\ubc84\ud300\ubaa9-\ubc14\ub85c\uac00\uae30.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uccad\ub144\ubc84\ud300\ubaa9-\ubc14\ub85c\uac00\uae30.png?resize=300%2C139&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uccad\ub144\ubc84\ud300\ubaa9-\ubc14\ub85c\uac00\uae30.png?resize=1024%2C474&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uccad\ub144\ubc84\ud300\ubaa9-\ubc14\ub85c\uac00\uae30.png?resize=768%2C356&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/a><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42745ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"42745ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-522cd0d\" data-id=\"522cd0d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d1f4d5 elementor-widget elementor-widget-text-editor\" data-id=\"8d1f4d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%EC%A4%91%EA%B8%B0%EC%B2%AD_%EC%A4%80%EB%B9%84%EC%84%9C%EB%A5%98_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\"><\/span><strong><span style=\"color: #000000;\">\uc911\uae30\uccad \uc900\ube44\uc11c\ub958 \ubc0f \uc870\uac74<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong><span style=\"color: #000000; font-size: 18pt;\">1. \uc900\ube44\uc11c\ub958<\/span><\/strong><\/p><p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-272\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\ud544\uc694\uc11c\ub958-001.png?resize=1200%2C857&#038;ssl=1\" alt=\"\uc911\uae30\uccad\uc2e0\uaddc\uc5f0\uc7a5 \ud544\uc694\uc11c\ub958\" width=\"1200\" height=\"857\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\ud544\uc694\uc11c\ub958-001.png?w=1260&amp;ssl=1 1260w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\ud544\uc694\uc11c\ub958-001.png?resize=300%2C214&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\ud544\uc694\uc11c\ub958-001.png?resize=1024%2C731&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad-\ud544\uc694\uc11c\ub958-001.png?resize=768%2C549&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/span><\/p><p><strong><span style=\"color: #000000; font-size: 18pt;\">2. \uc870\uac74<\/span><\/strong><\/p><p><span style=\"color: #000000;\">: \uc784\ub300\ucc28\uacc4\uc57d\uc11c\uc0c1\uc758 \ub9cc\uae30\uc77c\uc774 \uc544\ub2cc \ub300\ucd9c \uc2e0\uaddc \uc77c\ub85c\ubd80\ud130\uc758 \ub9cc\uae30\uac00 \uc9c0\ub098\uac04 \uc2dc\uc810\uc5d0<span style=\"color: #ff0000;\"> \uc911\uc18c\uae30\uc5c5\uc5d0 \uc7ac\uc9c1 \uc911\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/span><\/span><\/p><p><span style=\"color: #000000;\">1\ud3b8\uc5d0\uc11c\ub294 \uc911\uc18c\uae30\uc5c5\uccad\ub144\uc790\uae08\ub300\ucd9c\uc758 \uae30\ubcf8\uc801\uc778 \ub0b4\uc6a9\uacfc \ud55c\ub3c4, \uae08\ub9ac, \uc900\ube44\uc11c\ub958\ub97c \ud3ec\uc2a4\ud305\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"color: #000000;\">2\ud3b8\uc5d0\uc11c\ub294 \uc911\uae30\uccad <span class=\"wrong solved\" data-value=\"0\">\uc0c1\ud658 \ubc29\ubc95\uacfc<\/span>\u00a0\ubcf4\uc99d\uae08 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc5b4\ub5bb\uac8c\u00a0<span class=\"wrong solved\" data-value=\"1\">\ud574\uc57c \ud558\ub294\uc9c0<\/span>,\u00a0<span class=\"wrong solved\" data-value=\"2\">\uc911\ub3c4 \ud1f4\uc2e4\uc5d0<\/span>\u00a0\uc5b4\ub5bb\uac8c\u00a0<span class=\"wrong solved\" data-value=\"3\">\ud574\uc57c \ud558\uace0<\/span>\u00a0\uccad\uc57d\uc740\u00a0<span class=\"wrong solved\" data-value=\"4\">\ud574\ub3c4 \ub418\ub294\uc9c0\uc5d0<\/span> \ub300\ud574 \ub2e4\ub8e8\uaca0\uc2b5\ub2c8\ub2e4.<\/span><\/p><p><span style=\"font-size: 14pt; color: #0000ff;\"><em><strong>\ubc14\ub85c\uac00\uae30\ub294 \uc544\ub798\uc758 \uc774\ubbf8\uc9c0\ub97c \ud074\ub9ad\ud574\uc8fc\uc138\uc694 ~<img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2764.svg\" alt=\"\u2764\" \/><\/strong><\/em><\/span><\/p><p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/11am.i234.me\/itvalley\/\uc911\uae30\uccad\ucd1d\uc815\ub9ac2\ud3b8\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-333\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\ubc14\ub85c\uac00\uae30\ub9c1\ud06c2\ud3b8-001.png?resize=1080%2C500&#038;ssl=1\" alt=\"\uc911\uae30\uccad \uc0c1\ud658, \uc911\ub3c4\ud1f4\uc2e4, \uc774\uc0ac \ubc0f \uccad\uc57d\uac00\ub2a5\ud655\uc778 \uc5ec\ubd80 \ud655\uc778\ud558\uae30\" width=\"1080\" height=\"500\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\ubc14\ub85c\uac00\uae30\ub9c1\ud06c2\ud3b8-001.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\ubc14\ub85c\uac00\uae30\ub9c1\ud06c2\ud3b8-001.png?resize=300%2C139&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\ubc14\ub85c\uac00\uae30\ub9c1\ud06c2\ud3b8-001.png?resize=1024%2C474&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\ubc14\ub85c\uac00\uae30\ub9c1\ud06c2\ud3b8-001.png?resize=768%2C356&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/a><\/span><\/p><p><span style=\"color: #000000;\">\uac10\uc0ac\ud569\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc774\ub780? [\uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c]\uc740 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc911\uc18c\uae30\uc5c5\uc5d0 \ucde8\uc5c5\ud55c \uccad\ub144\ub4e4(\ub9cc19\uc138~34\uc138)\uc5d0\uac8c \uc800\ub9ac\uc758 \uc804\uc6d4\uc138\ubcf4\uc99d\uae08\uc744 \ub300\ucd9c\ud574\uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub300\ucd9c \ub300\uc0c1\uc740\u00a0\ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 5\ucc9c\ub9cc\uc6d0 \uc774\ud558(\uc678\ubc8c\uc774 3\ucc9c5\ubc31\ub9cc\uc6d0 \uc774\ud558),\u00a0\uc21c\uc790\uc0b0 \uac00\uc561\u00a03.61\uc5b5\uc6d0 \uc774\ud558 \ubb34\uc8fc\ud0dd\u00a0\uc138\ub300\uc8fc\ub9cc \ub300\ucd9c\ubc1b\uc744\u00a0\uc218 \uc788\uc73c\uba70, \uc8fc\ud0dd\uc73c\ub85c \uc778\uc815\ub418\ub294 \ubd84\uc591\uad8c, \uc785\uc8fc\uad8c, \uc8fc\ud0dd \ub4f1\uc740 \uc18c\uc720\uac00 \ud655\uc778\ub420 \uc989\uc2dc \uc740\ud589\uc5d0 \ub300\ucd9c\uae08\uc744\u00a0\uc0c1\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2e0\uaddc \ub300\ucd9c\uae08\ub9ac\ub294 \uc5f0 1.2%\uc774\uba70, 2\ub144\uc774 \uc9c0\ub098\uac04 1\ud68c \uc5f0\uc7a5 \uc2dc\uc5d0\ub294 0.1%\uc758 \uac00\uc0b0\uae08\ub9ac\uac00 \uc801\uc6a9\ub418\uc5b4 1.3%\uc774\uba70, 2\ud68c \uc5f0\uc7a5 \uc2dc\uc5d0\ub294 &#8230; <a title=\"[\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! HF, HUG \ud55c\ub3c4, \uc900\ube44\uc11c\ub958, \ubcc0\ub3d9\uae08\ub9ac?\" class=\"read-more\" href=\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/\" aria-label=\"More on [\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! HF, HUG \ud55c\ub3c4, \uc900\ube44\uc11c\ub958, \ubcc0\ub3d9\uae08\ub9ac?\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-variety-of-low-interest-loan-products-and-goverment-policy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>[\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! HF, HUG \ud55c\ub3c4, \uc900\ube44\uc11c\ub958, \ubcc0\ub3d9\uae08\ub9ac? - \uc787\ubc38\ub9ac \ud83d\udce6<\/title>\n<meta name=\"description\" content=\"\uc81c\uacf5\ub418\ub294 \uc815\ubcf4\ub294 \uacbd\ud5d8\uc744 \ud1a0\ub300\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \uc911\uae30\uccad\uc2e0\uaddc1\ud3b8\uacfc \uc5f0\uc7a52\ud3b8\uc73c\ub85c \uc124\uba85\ub429\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc740 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ub300\ucd9c\ub85c, \uc911\uc18c\uae30\uc5c5\uc5d0 \ucde8\uc5c5\ud55c \ub9cc 19\uc138\ubd80\ud130 34\uc138\uae4c\uc9c0\uc758 \uccad\ub144\ub4e4\uc5d0\uac8c \uc804\uc6d4\uc138\ubcf4\uc99d\uae08\uc744 \ub300\ucd9c\ud574\uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub300\ucd9c \ub300\uc0c1\uc740 \ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 5\ucc9c\ub9cc\uc6d0 \uc774\ud558\uc774\uba70, \uc21c\uc790\uc0b0 \uac00\uc561\uc740 3.61\uc5b5\uc6d0 \uc774\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c \uae08\ub9ac\ub294 \uc5f0 1.2%\ub85c \ub9e4\ub2ec \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uc800\ub834\ud569\ub2c8\ub2e4. \ub300\ucd9c\ud55c\ub3c4\ub294 \ucd5c\ub300 1\uc5b5\uc6d0\uc774\uba70, \ub300\ucd9c \uae30\uac04\uc740 \ucd5c\ucd08 2\ub144\uc529 4\ud68c \uc5f0\uc7a5\ud558\uc5ec \ucd5c\uc7a5 10\ub144\uae4c\uc9c0 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub300\ucd9c\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0 \uc7ac\uc9c1 \uc911\uc778 \uccad\ub144\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uba70, \uc11c\ub958\uc640 \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c\uc5d0\ub294 \uc784\ub300\ucc28\uacc4\uc57d\uc11c\uc758 \ub9cc\uae30\uc77c\uc774 \uc544\ub2c8\ub77c \ub300\ucd9c \uc2e0\uaddc\uc77c\ub85c\ubd80\ud130\uc758 \ub9cc\uae30\uc77c\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.\ub300\ucd9c \uc0c1\ud658\uc740 \uc6d4 \ub300\ucd9c \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uccad\ub144\uc804\uc138\uc790\uae08\ub300\ucd9c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4. \uc0c1\ud658 \ubc29\ubc95\uacfc \uc911\ub3c4 \ud1f4\uc2e4, \uccad\uc57d \ub4f1\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ud574\ub2f9 \uae00\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/11am.i234.me\/itvalley\/\uc911\uae30\uccad\ucd1d\uc815\ub9ac1\ud3b8\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! HF, HUG \ud55c\ub3c4, \uc900\ube44\uc11c\ub958, \ubcc0\ub3d9\uae08\ub9ac? - \uc787\ubc38\ub9ac \ud83d\udce6\" \/>\n<meta property=\"og:description\" content=\"\uc81c\uacf5\ub418\ub294 \uc815\ubcf4\ub294 \uacbd\ud5d8\uc744 \ud1a0\ub300\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \uc911\uae30\uccad\uc2e0\uaddc1\ud3b8\uacfc \uc5f0\uc7a52\ud3b8\uc73c\ub85c \uc124\uba85\ub429\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5 \uccad\ub144\uc790\uae08 \ub300\ucd9c\uc740 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ub300\ucd9c\ub85c, \uc911\uc18c\uae30\uc5c5\uc5d0 \ucde8\uc5c5\ud55c \ub9cc 19\uc138\ubd80\ud130 34\uc138\uae4c\uc9c0\uc758 \uccad\ub144\ub4e4\uc5d0\uac8c \uc804\uc6d4\uc138\ubcf4\uc99d\uae08\uc744 \ub300\ucd9c\ud574\uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ub300\ucd9c \ub300\uc0c1\uc740 \ubd80\ubd80\ud569\uc0b0 \uc5f0 \uc18c\ub4dd 5\ucc9c\ub9cc\uc6d0 \uc774\ud558\uc774\uba70, \uc21c\uc790\uc0b0 \uac00\uc561\uc740 3.61\uc5b5\uc6d0 \uc774\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c \uae08\ub9ac\ub294 \uc5f0 1.2%\ub85c \ub9e4\ub2ec \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uc800\ub834\ud569\ub2c8\ub2e4. \ub300\ucd9c\ud55c\ub3c4\ub294 \ucd5c\ub300 1\uc5b5\uc6d0\uc774\uba70, \ub300\ucd9c \uae30\uac04\uc740 \ucd5c\ucd08 2\ub144\uc529 4\ud68c \uc5f0\uc7a5\ud558\uc5ec \ucd5c\uc7a5 10\ub144\uae4c\uc9c0 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ub300\ucd9c\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0 \uc7ac\uc9c1 \uc911\uc778 \uccad\ub144\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uba70, \uc11c\ub958\uc640 \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c\uc5d0\ub294 \uc784\ub300\ucc28\uacc4\uc57d\uc11c\uc758 \ub9cc\uae30\uc77c\uc774 \uc544\ub2c8\ub77c \ub300\ucd9c \uc2e0\uaddc\uc77c\ub85c\ubd80\ud130\uc758 \ub9cc\uae30\uc77c\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.\ub300\ucd9c \uc0c1\ud658\uc740 \uc6d4 \ub300\ucd9c \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uccad\ub144\uc804\uc138\uc790\uae08\ub300\ucd9c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4. \uc0c1\ud658 \ubc29\ubc95\uacfc \uc911\ub3c4 \ud1f4\uc2e4, \uccad\uc57d \ub4f1\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ud574\ub2f9 \uae00\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/11am.i234.me\/itvalley\/\uc911\uae30\uccad\ucd1d\uc815\ub9ac1\ud3b8\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc787\ubc38\ub9ac \ud83d\udce6\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-13T07:34:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-25T06:17:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/07\/\uc911\uae30\uccad1\ud3b8-001.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"boat\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"boat\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/11am.i234.me\/itvalley\/%ec%a4%91%ea%b8%b0%ec%b2%ad%ec%b4%9d%ec%a0%95%eb%a6%ac1%ed%8e%b8\/\"},\"author\":{\"name\":\"boat\",\"@id\":\"https:\/\/11am.i234.me\/itvalley\/#\/schema\/person\/334710b0b905dd99b099317853c09133\"},\"headline\":\"[\uc911\uae30\uccad\/3\ubc88\uc5f0\uc7a5\ud6c4\uae30] \uc911\uae30\uccad \uc54c\uc544\ubcf4\uace0 \uc788\ub2e4\uba74 \ud544\ub3c5!! 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