{"id":1251,"date":"2023-09-11T09:07:45","date_gmt":"2023-09-11T00:07:45","guid":{"rendered":"https:\/\/11am.i234.me\/itvalley\/?p=1251"},"modified":"2023-09-22T20:24:15","modified_gmt":"2023-09-22T11:24:15","slug":"%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d","status":"publish","type":"post","link":"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/","title":{"rendered":"[\uc8fc\ud0dd\uccad\uc57d\/\ud2b9\ubcc4\uacf5\uae09] \ud544\ub3c5! \ub2f9\ucca8\uafc0\ud301, \uccad\uc57d \uc885\ub958, \uccad\uc57d\uc2e0\uccad\ubc14\ub85c\uac00\uae30"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1251\" class=\"elementor elementor-1251\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dec744c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dec744c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45972a9\" data-id=\"45972a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd6961c elementor-widget elementor-widget-text-editor\" data-id=\"fd6961c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong><span style=\"color: #ff6600;\">\ud2b9\ubcc4 \uacf5\uae09\uacfc \uc77c\ubc18 \uacf5\uae09\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uc544\ud30c\ud2b8 \ub9e4\ub9e4\uac00\uaca9\uc758 \ucc28\uc774\uac00 \uc788\uc744\uae4c\uc694?<\/span><\/strong><\/p><p>\ucc98\uc74c\uc5d0 \uccad\uc57d\uc744 \uc54c\uc544\ubcf4\uc558\uc744 \ub54c, \uc77c\ubc18\uacfc \ud2b9\ubcc4\uacf5\uae09\uc758 \ubd84\uc591\uac00\uac00 \ub2e4\ub97c \uac70\ub77c\uace0 \uc0dd\uac01\uc774 \ubb38\ub4dd \ub4e4\uc5c8\ub294\ub370,<strong> \uc544\ud30c\ud2b8 \uccad\uc57d \ub2f9\ucca8 \ud655\ub960\uacfc \uc18c\ub4dd, \uc790\uc0b0\uc694\uac74\ub9cc \ub2e4\ub978 \uac83\uc774\uc9c0, <span style=\"text-decoration: underline;\">\ub3d9\uc77c\ud569\ub2c8\ub2e4!<\/span><\/strong><\/p><p>\uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \uc808\ub300\uc801\uc778 \uc6b4\uc744 \uae30\ub2e4\ub9ac\ub294 \uac83\uc774 \uc544\ub2cc, <span style=\"text-decoration: underline;\"><strong>\uc790\uaca9 \uc694\uac74\uc774\ub77c\uba74 \uae30\ub300\ud574\ub3c4 \uc88b\uc744 \ud2b9\ubcc4\uacf5\uae09\uc758 \uc885\ub958\uc640 \uafc0\ud301 \ub4f1\uc5d0 \ub300\ud574 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/strong><\/span><\/p><p><strong><span style=\"color: #fcb612;\">\uc787\ubc38\ub9ac<\/span><\/strong>\ub294 \uae30\uc874\uc758 \uc815\ucc45\uacfc \uad6d\ud1a0\uad50\ud1b5\ubd80\uc5d0\uc11c \uacf5\uac1c\ud55c \uc815\ubd80 \uc815\ucc45\uc744 <strong>\ubaa8\ub450 \uc815\ub9ac<\/strong>\ud558\uc5ec \uc81c\uacf5\ud558\uba70, \ub274:\ud648(\ub610\ub294 \uccad\uc57d \ud648), \uc815\ubd80\uc815\ucc45 \ud648\ud398\uc774\uc9c0 \uc0c1\uc5d0\uc11c \uc815\ubcf4\ub97c \ucd94\ucd9c\ud574\uc628 \uac83\uc785\ub2c8\ub2e4. \uc544\uc9c1 \uc815\ubd80\uc758 \uc785\uc7a5\uc774 \ubaa8\ud638\ud55c \ubd80\ubd84\uc5d0 \ub300\ud574\uc11c\ub294 \ub530\ub85c \uae30\uc7ac\ub97c \ud574 \ub450\uc5c8\uc73c\ub2c8, \uc77d\uc73c\uc2e4 \ub54c \ucc38\uace0\ubc14\ub78d\ub2c8\ub2e4\ud83d\ude0a.<\/p><p>\ub354\ubd88\uc5b4 \ube60\ub978 \uc815\ubcf4\ub97c \uc6d0\ud558\uc2dc\ub294 \ubd84\uc740 <strong>[\uc26c\uc6b4 \ubaa9\ucc28]<\/strong> \ub610\ub294 <strong>[CTRL+F(\ucc3e\uae30)]<\/strong>\ub97c \ud1b5\ud558\uc5ec \ud655\uc778\ud558\uc138\uc694!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b18986a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b18986a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b82efbc\" data-id=\"b82efbc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f377a5a elementor-widget elementor-widget-text-editor\" data-id=\"f377a5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-67418cc5dda09\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-67418cc5dda09\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-visibility-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%EC%9A%94%EC%95%BD\" title=\"\uc694\uc57d\">\uc694\uc57d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89%EC%9D%B4%EB%9E%80\" title=\"\ud2b9\ubcc4\uacf5\uae09\uc774\ub780?\">\ud2b9\ubcc4\uacf5\uae09\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_%ED%8A%B9%EC%9E%A5%EC%A0%90\" title=\"\ud2b9\ubcc4\uacf5\uae09 \ud2b9\uc7a5\uc810\">\ud2b9\ubcc4\uacf5\uae09 \ud2b9\uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_%EC%A2%85%EB%A5%98_%EB%B0%8F_%EC%9E%90%EA%B2%A9\" title=\"\ud2b9\ubcc4\uacf5\uae09 \uc885\ub958 \ubc0f \uc790\uaca9\">\ud2b9\ubcc4\uacf5\uae09 \uc885\ub958 \ubc0f \uc790\uaca9<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#1_%EC%8B%A0%ED%98%BC%EB%B6%80%EB%B6%80_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_40\" title=\"1. \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09 (40%)\">1. \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09 (40%)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%EC%B2%AD%EB%85%84_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_15\" title=\"\uccad\ub144 \ud2b9\ubcc4\uacf5\uae09 (15%)\">\uccad\ub144 \ud2b9\ubcc4\uacf5\uae09 (15%)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%EC%8B%A0%EC%83%9D%EC%95%84_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89\" title=\"\uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09\">\uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/#%EC%83%9D%EC%95%A0%EC%B5%9C%EC%B4%88_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89\" title=\"\uc0dd\uc560\ucd5c\ucd08 \ud2b9\ubcc4\uacf5\uae09\">\uc0dd\uc560\ucd5c\ucd08 \ud2b9\ubcc4\uacf5\uae09<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9A%94%EC%95%BD\"><\/span>\uc694\uc57d<span class=\"ez-toc-section-end\"><\/span><\/h2><ul><li>\uc8fc\ud0dd \uccad\uc57d\/\ud2b9\ubcc4 \uacf5\uae09\uc5d0 \ub300\ud55c \ud544\ub3c5 \ub0b4\uc6a9\uc744 \uc694\uc57d\ud569\ub2c8\ub2e4.<\/li><li>\ud2b9\ubcc4 \uacf5\uae09\uacfc \uc77c\ubc18 \uacf5\uae09\uc758 \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \uac00\uaca9 \ucc28\uc774\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li><li>\uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \ud2b9\ubcc4 \uacf5\uae09\uc758 \uc885\ub958\uc640 \uc2e0\uccad \uc2dc \uafc0\ud301\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.<\/li><li>\ud2b9\ubcc4 \uacf5\uae09\uc740 \uacf5\uacf5 \ubd84\uc591\uacfc \ubbfc\uac04 \ubd84\uc591\uc5d0\uc11c \uc2e0\uccad \uac00\ub2a5\ud558\uba70, \uc885\ub958\ub85c\ub294 \uc2e0\ud63c\ubd80\ubd80, \uccad\ub144, \uc0dd\uc560 \ucd5c\ucd08 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li>\uac01 \uc885\ub958\ub9c8\ub2e4 \uc790\uc0b0 \ubc0f \uc790\uaca9 \uc694\uac74\uc774 \ub2e4\ub974\uba70, \uc608\ub97c \ub4e4\uc5b4 \uc2e0\ud63c\ubd80\ubd80\uc758 \uacbd\uc6b0 \ud63c\uc778\uc2e0\uace0 7\ub144 \uc774\ub0b4\uc774\uac70\ub098 6\uc138 \uc774\ud558 \uc790\ub140\ub97c \ub454 \uacbd\uc6b0 \ub4f1\uc774 \ud574\ub2f9\ub429\ub2c8\ub2e4.<\/li><li>\uc77c\ubc18 \uacf5\uae09\uc740 \ucd94\ucca8\uc81c\ub85c \uc9c4\ud589 \ub418\uba70 \uc804\uccb4 \uacf5\uae09 \ubb3c\ub7c9\uc758 20%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li><li>\ud2b9\ubcc4 \uacf5\uae09\uc740 \uc804\uccb4 \uacf5\uae09 \ubb3c\ub7c9\uc758 80%\ub97c \ucc28\uc9c0\ud558\ubbc0\ub85c \ub354 \ub9ce\uc740 \uae30\ud68c\uac00 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4.<\/li><li><span style=\"color: #0000ff;\"><strong><em><span style=\"font-size: 14pt;\">\uad00\ub828 \ub9c1\ud06c1: \uc544\uae30\ub9cc \ub0b3\uc544\ub3c4 \ub9e4\ub9e4 \uae08\ub9ac1%, \uc784\ub300\ub3c4 \ud3b8\ud574\uc9c4\ub2e4. \uc2e0\uc0dd\uc544 \uc815\ucc45 \ubc14\ub85c\uac00\uae30<\/span><\/em><\/strong><\/span><\/li><li><span style=\"color: #0000ff;\"><strong><em><span style=\"font-size: 14pt;\">\uad00\ub828 \ub9c1\ud06c2: \uc8fc\ud0dd\uccad\uc57d, \uc5b8\uc81c \ud6a8\ub825\uc774 \uc0ac\ub77c\uc9c8\uae4c? \uc8fc\ud0dd\uccad\uc57d \uc544\uc9c1 \ubaa8\ub978\ub2e4\uba74, \ubc14\ub85c\uac00\uae30<\/span><\/em><\/strong><\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94b2497 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"94b2497\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d0a84d\" data-id=\"5d0a84d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d87f5f elementor-widget elementor-widget-text-editor\" data-id=\"8d87f5f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89%EC%9D%B4%EB%9E%80\"><\/span>\ud2b9\ubcc4\uacf5\uae09\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1410\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/010.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45,\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/010.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/010.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/010.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/010.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p>\uc544\ud30c\ud2b8 \uccad\uc57d \uacf5\uae09 \uc720\ud615\uc740 \ud2b9\ubcc4 \uacf5\uae09\uacfc \uc77c\ubc18\uacf5\uae09\uc774 \uc874\uc7ac\ud558\ub294\ub370\uc694. \uc77c\ubc18 \uacf5\uae09\uc740 \ub9cc 19\uc138 \uc774\uc0c1\uc778 \uac1c\uc778\uc774\uba74\uc11c \uc8fc\ud0dd \uccad\uc57d \uac00\uc785\uc790\uc774\uba74, \uccad\uc57d \uc790\uaca9\uc774 \uc8fc\uc5b4\uc9c0\ub294\ub370\uc694. \uc77c\ubc18 \uacf5\uae09\uc740 \ucd94\ucca8\uc81c\uc77c \ubfd0 \ub354\ub7ec \uc804\uccb4 \uacf5\uae09\ubb3c\ub7c9\uc758 20%\uc774\uae30 \ub54c\ubb38\uc5d0 \uc808\ub300\uc801\uc778 \uc6b4\uc774 \ub530\ub77c\uc918\uc57c\ub9cc \ub2f9\ucca8\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc804\uccb4 \uacf5\uae09\ubb3c\ub7c9\uc758 80% \ube44\uc911\uc744 \ucc28\uc9c0\ud558\ub294 \ud2b9\ubcc4 \uacf5\uae09\uc744 \ub178\ub824\uc57c \ud558\ub294\ub370\uc694!<\/p><h2><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_%ED%8A%B9%EC%9E%A5%EC%A0%90\"><\/span>\ud2b9\ubcc4\uacf5\uae09 \ud2b9\uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\uacf5\uacf5\ubd84\uc591\uc758 \uacbd\uc6b0\uc5d0\ub294 \ud2b9\ubcc4\uacf5\uae09\uc758 \ube44\uc911\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ubcf4\ud1b5\uc758 \uacbd\uc6b0\ub97c \uc124\uba85 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uacf5\uacf5\ubd84\uc591 \uacf5\uace0\ubb38\uc758 \ub0b4\uc6a9\uc744 \uc0b4\ud3b4\ubcf4\uba74, \ud2b9\ubcc4\uacf5\uae09\uc740 \uc804\uccb4 \ube44\uc911\uc758 70% \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0, \ub098\uba38\uc9c0 30%\ub294 \uc77c\ubc18\uacf5\uae09\uc73c\ub85c 100% \ucd94\ucca8\uc81c\ub85c \uc774\ub8e8\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ubcc4\uacf5\uae09\uc5d0\ub294 \uc2e0\ud63c\ubd80\ubd80 20%, \uc0dd\uc560\ucd5c\ucd08 20%, \ub2e4\uc790\ub140 10%, \uae30\uad00 \ucd94\ucc9c 15%, \ub178\ubd80\ubaa8\ubd80\uc591 5%\ub97c \ud3ec\ud568\ud558\uc5ec \uacf5\uae09\ud558\uace0, \ub098\uba38\uc9c0\ub294 \ucd94\ucca8\uc81c\ub85c \uc9c4\ud589\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774 \ud2b9\ubcc4\uacf5\uae09\uc5d0 \ud574\ub2f9\uc774 \ub418\ub824\uba74, \ud63c\uc778\uc2e0\uace0\ub97c \ud558\uac70\ub098, \ud63c\uc778\uc2e0\uace0\ub97c \ud558\uc9c0 \uc54a\uc558\uc73c\ub098 \uc544\uc774\uac00 \uc788\uc73c\uba74\uc11c \uc8fc\ud0dd\uc744 \ucde8\ub4dd\ud55c \uc801\uc774 \uc5c6\ub294 \ubd84. \ub610\ub294 2\uc790\ub140 \uc774\uc0c1\uc758 \ubbf8\uc131\ub144 \uc790\ub140\ub97c \ub450\uc2e0 \ubd84 \ub4f1\uc740 \ud2b9\ubcc4 \uacf5\uae09\uc758 \ube44\uc911\uc774 \ub192\uc740 \uccad\uc57d\uc5d0 \ub3c4\uc804\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc774\uc5b4\uc11c <strong>\ud2b9\ubcc4\uacf5\uae09\uc758 \uc885\ub958\uc640 \uc790\uaca9\uc5d0 \uad00\ud558\uc5ec \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/strong><\/p><p><span style=\"color: #0000ff; font-size: 14pt;\"><strong>*\ucc38\uace0\ub9c1\ud06c:<\/strong><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92efc35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92efc35\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f91f157\" data-id=\"f91f157\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-749cbb0 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"749cbb0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/11am.i234.me\/itvalley\/\ub3c4\uc2dc\uadfc\ub85c\uc790\uc6d4\ud3c9\uade0\uc18c\ub4dd-2023\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?fit=1024%2C1024&amp;ssl=1\" class=\"attachment-large size-large wp-image-1223\" alt=\"\ub3c4\uc2dc\uadfc\ub85c\uc790 \uc6d4\ud3c9\uade0\uc18c\ub4dd 2023, 2023\ub3c4\uc2dc\uadfc\ub85c\uc790 \uc6d4\ud3c9\uade0\uc18c\ub4dd, \uc9c1\uc7a5\uc778\uc6d4\ud3c9\uade0\uc18c\ub4dd\uc870\ud68c\ud558\ub294 \ubc29\ubc95, \uc6d4\ud3c9\uade0\uc18c\ub4dd\uc870\ud68c\ud558\ub294 \ubc29\ubc95, \uc0ac\uc5c5\uc790\uc6d4\ud3c9\uade0\uc18c\ub4dd\uc870\ud68c\ud558\ub294\ubc29\ubc95,\uc8fc\ud0dd\uccad\uc57d\uc870\uac74, \ud2b9\ubcc4\uacf5\uae09\uc18c\ub4dd\uc870\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5\uc18c\ub4dd\uc870\uac74,\uc2e0\ud63c\ubd80\ubd80\uc18c\ub4dd\uc870\uac74,\ud2b9\ubcc4\uacf5\uae09\uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc18c\ub4dd\uc870\uac74, \uc784\ub300\uc8fc\ud0dd \uc18c\ub4dd\uc870\uac74, \uccad\uc57d\uc18c\ub4dd\uc870\uac74\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\ub3c4\uc2dc\uadfc\ub85c\uc790-\uc378\ub124\uc77c.png?resize=768%2C768&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-a534e39\" data-id=\"a534e39\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b8f580 elementor-widget elementor-widget-text-editor\" data-id=\"4b8f580\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #666699;\">2023\ub144 2\uc6d4\uc5d0 \ubc1c\ud45c\ud55c \ub3c4\uc2dc\uadfc\ub85c\uc790 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uc73c\ub85c \ud2b9\ubcc4 \uacf5\uae09 \ubc0f \uc77c\ubc18 \uacf5\uae09 \ub4f1 \uac01\uc885 \uad6d\uac00 \uc815\ucc45\uc5d0 \uc790\uaca9 \uc694\uac74\uc774 \ub418\ub294<span style=\"text-decoration: underline;\"> \uc18c\ub4dd \uae30\uc900\ud45c\ub97c \uc694\uc728 \ubcc4\ub85c \uc815\ub9ac\ud55c \uae00<\/span>\uc785\ub2c8\ub2e4.<\/span><\/p><p><a href=\"https:\/\/11am.i234.me\/itvalley\/\ub3c4\uc2dc\uadfc\ub85c\uc790\uc6d4\ud3c9\uade0\uc18c\ub4dd-2023\/\"><em><span style=\"font-size: 14pt; color: #0000ff;\"><strong>\uae00 \ubc14\ub85c\uac00\uae30 \ub9c1\ud06c: 2023 \ub3c4\uc2dc\uadfc\ub85c\uc790 \uc6d4\ud3c9\uade0\uc18c\ub4dd<\/strong><\/span><\/em><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83719ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83719ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-01183fc\" data-id=\"01183fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89baeff elementor-widget elementor-widget-text-editor\" data-id=\"89baeff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_%EC%A2%85%EB%A5%98_%EB%B0%8F_%EC%9E%90%EA%B2%A9\"><\/span>\ud2b9\ubcc4\uacf5\uae09 \uc885\ub958 \ubc0f \uc790\uaca9<span class=\"ez-toc-section-end\"><\/span><\/h2><p>\ud2b9\ubcc4 \uacf5\uae09\uc740 \uacf5\uacf5 \ubd84\uc591\uacfc \ubbfc\uac04 \ubd84\uc591\uc5d0\uc11c \ubaa8\ub450 \uc2e0\uccad\uac00\ub2a5\ud55c\ub370\uc694. \ud2b9\ubcc4\uacf5\uae09\uc758 \uc885\ub958\ub294 \uc774\ubc88\uc5d0 \uc0c8\ub85c \uc0dd\uae34 \uc2e0\uc0dd\uc544 \ud2b9\ubcc4 \uacf5\uae09 \uc774\uc678\uc5d0\ub3c4 \uc2e0\ud63c\ubd80\ubd80, \uccad\ub144, \uc0dd\uc560 \ucd5c\ucd08\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uac01\uac01\uc758 \uc885\ub958\uc5d0 \ub300\ud55c \uc124\uba85 \ubc0f \uc900\ube44\ud574\uc57c\ud560 \uac83\uc5d0 \ub300\ud55c \ub0b4\uc6a9\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p><h3><span class=\"ez-toc-section\" id=\"1_%EC%8B%A0%ED%98%BC%EB%B6%80%EB%B6%80_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_40\"><\/span>1. \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09 (40%)<span class=\"ez-toc-section-end\"><\/span><\/h3><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1411\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/012.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/012.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/012.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/012.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/012.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p>\uc544\ub798\uc758 \uae30\ubcf8 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uc2e0\uccad\uc790\ub294 <strong>\uc544\ub798\uc5d0 \ucca8\ubd80\ub41c \uac00\uc810\ud45c<\/strong>\ub97c \ud1b5\ud558\uc5ec \ub2e4\ub4dd\uc810\uc21c\uc73c\ub85c \uc120\uc815\ud558\uc5ec, \ub3d9\uc810\uc77c \uacbd\uc6b0 \ucd94\ucca8\uc73c\ub85c \uc9c4\ud589\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p><p>\ubb34 \uc8fc\ud0dd\uc138\ub300\uad6c\uc131\uc6d0, \uc218\ub3c4\uad8c(\uc11c\uc6b8, \uacbd\uae30, \uc778\ucc9c) \uac70\uc8fc\uc790\uc774\uba70, \ud63c\uc778\uc2e0\uace0 7\ub144 \uc774\ub0b4\/6\uc138 \uc774\ud558\uc758 \uc790\ub140\ub97c \ub454 \uc2e0\ud63c\ubd80\ubd80, \uc608\ube44 \uc2e0\ud63c\ubd80\ubd80(\uacf5\uace0\uc77c\ub85c \ubd80\ud130 1\ub144 \uc774\ub0b4\uc5d0 \ud63c\uc778 \uc0ac\uc2e4 \uc99d\uba85), 6\uc138 \uc774\ud558 \uc790\ub140\ub97c \ub454 \ud55c\ubd80\ubaa8 \uac00\uc871<\/p><p>6\uac1c\uc6d4 6\ud68c\uc774\uc0c1 \uc8fc\ud0dd\uccad\uc57d \ub0a9\uc785<\/p><p>\ucd1d\uc790\uc0b0 3.79\uc5b5\uc6d0 \uc774\ud558<\/p><p>\uc18c\ub4dd\uae30\uc900 \uc6d4\ud3c9\uade0\uc18c\ub4dd 130%\uc774\ud558(\ub9de\ubc8c\uc774\uc758 \uacbd\uc6b0 140%)<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1412\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/013.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/013.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/013.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/013.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/013.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p><span style=\"text-decoration: underline;\">*\uc6d4\ud3c9\uade0\uc18c\ub4dd\uc740 \uc5bc\ub9c8\uc815\ub3c4 \uc77c\uae4c\uc694?<\/span><\/p><p><span style=\"font-size: 14pt; color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/11am.i234.me\/itvalley\/\ub3c4\uc2dc\uadfc\ub85c\uc790\uc6d4\ud3c9\uade0\uc18c\ub4dd-2023\/\"><em><strong>\uad00\ub828 \ub9c1\ud06c: 2023 \uc6d4\ud3c9\uade0\uc18c\ub4dd \ubc14\ub85c\uac00\uae30<\/strong><\/em><\/a><\/span><\/p><h3><span class=\"ez-toc-section\" id=\"%EC%B2%AD%EB%85%84_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89_15\"><\/span>\uccad\ub144 \ud2b9\ubcc4\uacf5\uae09 (15%)<span class=\"ez-toc-section-end\"><\/span><\/h3><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1413\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/014.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/014.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/014.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/014.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/014.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p>\uc544\ub798\uc758 \uae30\ubcf8 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uc2e0\uccad\uc790\ub294 \uac00\uc810\ud45c\ub97c \ud1b5\ud558\uc5ec \ub2e4\ub4dd\uc810\uc21c\uc73c\ub85c \uc120\uc815\ud558\uc5ec, \ub3d9\uc810\uc77c \uacbd\uc6b0 \ucd94\ucca8\uc73c\ub85c \uc9c4\ud589\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p><p>\uccad\ub144 \ubcf8\uc778\ub9cc \ubb34\uc8fc\ud0dd\uc790, \uc218\ub3c4\uad8c(\uc11c\uc6b8, \uacbd\uae30, \uc778\ucc9c) \uac70\uc8fc\uc790\uc774\uba70, \ub9cc 19\uc138 \uc774\uc0c1~\ub9cc 39\uc138 \uc774\ud558\ub85c \ud63c\uc778 \uc911\uc774 \uc544\ub2c8\uba70, \uacfc\uac70 \uc8fc\ud0dd\uc744 \uc18c\uc720\ud55c \uc0ac\uc2e4\uc774 \uc5c6\ub294 \ubb34\uc8fc\ud0dd\uc790\ub85c, 6\uac1c\uc6d4 6\ud68c\uc774\uc0c1 \uc8fc\ud0dd\uccad\uc57d \ub0a9\uc785, \ucd1d\uc790\uc0b0 \ubcf8\uc778 2.89\uc5b5 \uc774\ud558 &amp; \ubd80\ubaa8 10.83\uc5b5 \uc774\ud558, \uc18c\ub4dd\uae30\uc900 \uc6d4\ud3c9\uade0\uc18c\ub4dd 140%\uc774\ud558\uc778 \uc790\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1414\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/015.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/015.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/015.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/015.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/015.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf7292a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf7292a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f57b14d\" data-id=\"f57b14d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98ca2fb elementor-widget elementor-widget-text-editor\" data-id=\"98ca2fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%EC%8B%A0%EC%83%9D%EC%95%84_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89\"><\/span>\uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09<span class=\"ez-toc-section-end\"><\/span><\/h3><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1416\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/011.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/011.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/011.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/011.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/011.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p>\uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09\uc740 \ub2e4\ub978 \ud2b9\ubcc4\uacf5\uae09\uacfc \ub2ec\ub9ac, \uccad\uc57d \ubc0f \uc8fc\ud0dd \uad6c\uc785 \uc2dc \ub300\ucd9c \uae08\ub9ac\uc640 \ud55c\ub3c4\uc5d0 \ub300\ud55c \ud61c\ud0dd\uae4c\uc9c0 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4. \ub0b4\uc6a9\uc774 \ub9ce\uace0, \ud61c\ud0dd\uc744 \ub354 \uae4a\uac8c \uc124\uba85\ub4dc\ub9ac\uae30 \ud55c\uacc4\uac00 \uc788\uc5b4 \ub2e4\uc74c\uc758 \uae00\uc5d0 \uc815\ub9ac\ud558\uc5ec \uacf5\uc720\ud569\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-1415\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/008.png?resize=365%2C203&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"365\" height=\"203\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/008.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/008.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/008.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/008.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 365px) 100vw, 365px\" \/><\/p><p>\uc785\uc8fc\uc790 \ubaa8\uc9d1 \uacf5\uace0\uc77c\ub85c\ubd80\ud130 2\ub144 \uc774\ub0b4 \uc784\uc2e0\ud558\uac70\ub098 \ucd9c\uc0b0\uc774 \uc99d\uba85\ub418\ub294 \uacbd\uc6b0\uc5d0 \uc2e0\ud63c\ubd80\ubd80\uc640 \uc0dd\uc560 \uccab \ud2b9\ubcc4 \uacf5\uae09\uc758 \ubb3c\ub7c9\uc5d0\uc11c \uc2e0\uc0dd\uc544\ub97c \uc704\ud55c \ubb3c\ub7c9\uc744 \ubc30\ubd84\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-986b6dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"986b6dc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f212b7\" data-id=\"1f212b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad72042 elementor-widget elementor-widget-image\" data-id=\"ad72042\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"488\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\uc2e0\uc0dd\uc544-\uccad\ucc45\uae00-\uc911\uac04.png?fit=1024%2C488&amp;ssl=1\" class=\"attachment-large size-large wp-image-1309\" alt=\"2023 \uc2e0\uc0dd\uc544\uc815\ucc45, \uc2e0\uc0dd\uc544\uc815\ucc45, \uad6d\uac00\uc2e0\uc0dd\uc544\uc815\ucc45, \uc2e0\uc0dd\uc544 \ud2b9\uacf5, \uc2e0\uc0dd\uc544 \ud2b9\uacf5 \uc694\uac74, \uc2e0\uc0dd\uc544 \uc784\ub300\uc8fc\ud0dd, \uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09 \uc790\uc0b0\uc694\uac74, \uc2e0\uc0dd\uc544 \ud2b9\ubcc4 \uacf5\uae09 \uc720\uc8fc\ud0dd\uc790\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\uc2e0\uc0dd\uc544-\uccad\ucc45\uae00-\uc911\uac04.png?w=1260&amp;ssl=1 1260w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\uc2e0\uc0dd\uc544-\uccad\ucc45\uae00-\uc911\uac04.png?resize=300%2C143&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\uc2e0\uc0dd\uc544-\uccad\ucc45\uae00-\uc911\uac04.png?resize=1024%2C488&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/\uc2e0\uc0dd\uc544-\uccad\ucc45\uae00-\uc911\uac04.png?resize=768%2C366&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdb158f elementor-widget elementor-widget-text-editor\" data-id=\"fdb158f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%EC%83%9D%EC%95%A0%EC%B5%9C%EC%B4%88_%ED%8A%B9%EB%B3%84%EA%B3%B5%EA%B8%89\"><\/span>\uc0dd\uc560\ucd5c\ucd08 \ud2b9\ubcc4\uacf5\uae09<span class=\"ez-toc-section-end\"><\/span><\/h3><p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-1417\" src=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/016.png?resize=1080%2C600&#038;ssl=1\" alt=\"\ud2b9\ubcc4\uacf5\uae09 \uc870\uac74, \ud2b9\ubcc4\uacf5\uae09 \uc694\uac74, \ud2b9\ubcc4\uacf5\uae09 2023, 2023 \ud2b9\ubcc4\uacf5\uae09\uc694\uac74, \uc2e0\uc0dd\uc544\ud2b9\uacf5, \uc2e0\uc0dd\uc544\uc815\ucc45 \uc694\uac74, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\uacf5, \ubbfc\uac04\ubd84\uc591\uccad\uc57d, \uccad\ub144\ud2b9\uacf5, \uccad\ub144\ud2b9\uacf5 \uc720\uc8fc\ud0dd\uc790, \uc77c\ubc18\uacf5\uae09\uc694\uac74, \ub178\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, 2023 \ud2b9\ubcc4\uacf5\uae09 \uc815\ucc45, \uc2e0\ud63c\ubd80\ubd80 \ud2b9\ubcc4\uacf5\uae09, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\uacc4\uc0b0\ubc95, \uc2e0\ud63c\ubd80\ubd80 \uccad\uc57d \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810\ud45c, \ud2b9\ubcc4\uacf5\uae09 \uac00\uc810 \uacc4\uc0b0\ubc95\" width=\"1080\" height=\"600\" data-recalc-dims=\"1\" srcset=\"https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/016.png?w=1080&amp;ssl=1 1080w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/016.png?resize=300%2C167&amp;ssl=1 300w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/016.png?resize=1024%2C569&amp;ssl=1 1024w, https:\/\/i0.wp.com\/11am.i234.me\/itvalley\/wp-content\/uploads\/2023\/09\/016.png?resize=768%2C427&amp;ssl=1 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p><p>\uc544\ub798\uc758 \uae30\ubcf8 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uc2e0\uccad\uc790\ub294 \uac00\uc810\ud45c\ub97c \ud1b5\ud558\uc5ec \ub2e4\ub4dd\uc810\uc21c\uc73c\ub85c \uc120\uc815\ud558\uc5ec, \ub3d9\uc810\uc77c \uacbd\uc6b0 \ucd94\ucca8\uc73c\ub85c \uc9c4\ud589\ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p><p>\ubb34\uc8fc\ud0dd\uc138\ub300\uad6c\uc131\uc6d0, \uc218\ub3c4\uad8c(\uc11c\uc6b8, \uacbd\uae30, \uc778\ucc9c) \uac70\uc8fc\uc790, \ud63c\uc778 \uc911\uc774\uac70\ub098 \uc790\ub140(\ub3d9\uc77c\ud55c \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 \uc0c1 \ubbf8\ud63c\uc790\ub140)\uac00 \uc788\ub294 \uc790, 5\ub144 \uc774\uc0c1 \uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud55c \uc790(\uadfc\ub85c\uc790, \uac1c\uc778\uc0ac\uc5c5\uc790 \ubaa8\ub450 \uac00\ub2a5, \uc18c\ub4dd\uae30\uc900 130%\uc774\ud558\uc778 \uc790<\/p><p>\uc6b0\uc120\uacf5\uae09\uc740 \ubb3c\ub7c9\uc758 70%\ub97c \uc18c\ub4dd 100%\uc774\ud558\uc778 \uc790\uc5d0\uac8c \ucd94\ucca8\ud558\uc5ec \uacf5\uae09 \ud6c4, \uc794\uc5ec \ubb3c\ub7c9\uc5d0 \ub300\ud574 \uc785\uc8fc\uc790 \uc120\uc815<\/p><p>\uc138\ub300\uc5d0 \uc18d\ud55c \ubaa8\ub4e0 \uc790\uac00 \uacfc\uac70 \uc8fc\ud0dd\uc18c\uc720\uc0ac\uc2e4\uc774 \uc5c6\uc5b4\uc57c \ud568.<\/p><p>1\ub144\uc774\uc0c1 &amp; 12\ud68c \uc774\uc0c1 \ub0a9\uc785, 600\ub9cc\uc6d0 \uc774\uc0c1 \uc8fc\ud0dd\uccad\uc57d \ud1b5\uc7a5\uc5d0 \uc788\uc5b4\uc57c \ud568.<\/p><p>\ucd1d\uc790\uc0b0 \ubcf8\uc778 3.79\uc5b5\uc6d0 \uc774\ud558<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-140d4c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"140d4c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62351ed\" data-id=\"62351ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34a963c elementor-widget elementor-widget-text-editor\" data-id=\"34a963c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ud2b9\ubcc4 \uacf5\uae09\uacfc \uc77c\ubc18 \uacf5\uae09\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uc544\ud30c\ud2b8 \ub9e4\ub9e4\uac00\uaca9\uc758 \ucc28\uc774\uac00 \uc788\uc744\uae4c\uc694? \ucc98\uc74c\uc5d0 \uccad\uc57d\uc744 \uc54c\uc544\ubcf4\uc558\uc744 \ub54c, \uc77c\ubc18\uacfc \ud2b9\ubcc4\uacf5\uae09\uc758 \ubd84\uc591\uac00\uac00 \ub2e4\ub97c \uac70\ub77c\uace0 \uc0dd\uac01\uc774 \ubb38\ub4dd \ub4e4\uc5c8\ub294\ub370, \uc544\ud30c\ud2b8 \uccad\uc57d \ub2f9\ucca8 \ud655\ub960\uacfc \uc18c\ub4dd, \uc790\uc0b0\uc694\uac74\ub9cc \ub2e4\ub978 \uac83\uc774\uc9c0, \ub3d9\uc77c\ud569\ub2c8\ub2e4! \uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \uc808\ub300\uc801\uc778 \uc6b4\uc744 \uae30\ub2e4\ub9ac\ub294 \uac83\uc774 \uc544\ub2cc, \uc790\uaca9 \uc694\uac74\uc774\ub77c\uba74 \uae30\ub300\ud574\ub3c4 \uc88b\uc744 \ud2b9\ubcc4\uacf5\uae09\uc758 \uc885\ub958\uc640 \uafc0\ud301 \ub4f1\uc5d0 \ub300\ud574 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc787\ubc38\ub9ac\ub294 \uae30\uc874\uc758 \uc815\ucc45\uacfc \uad6d\ud1a0\uad50\ud1b5\ubd80\uc5d0\uc11c \uacf5\uac1c\ud55c \uc815\ubd80 \uc815\ucc45\uc744 \ubaa8\ub450 &#8230; <a title=\"[\uc8fc\ud0dd\uccad\uc57d\/\ud2b9\ubcc4\uacf5\uae09] \ud544\ub3c5! \ub2f9\ucca8\uafc0\ud301, \uccad\uc57d \uc885\ub958, \uccad\uc57d\uc2e0\uccad\ubc14\ub85c\uac00\uae30\" class=\"read-more\" href=\"https:\/\/11am.i234.me\/itvalley\/%ed%8a%b9%eb%b3%84%ea%b3%b5%ea%b8%89-%ec%a3%bc%ed%83%9d\/\" aria-label=\"More on [\uc8fc\ud0dd\uccad\uc57d\/\ud2b9\ubcc4\uacf5\uae09] \ud544\ub3c5! \ub2f9\ucca8\uafc0\ud301, \uccad\uc57d \uc885\ub958, \uccad\uc57d\uc2e0\uccad\ubc14\ub85c\uac00\uae30\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1401,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-1251","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-variety-of-low-interest-loan-products-and-goverment-policy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>[\uc8fc\ud0dd\uccad\uc57d\/\ud2b9\ubcc4\uacf5\uae09] \ud544\ub3c5! \ub2f9\ucca8\uafc0\ud301, \uccad\uc57d \uc885\ub958, \uccad\uc57d\uc2e0\uccad\ubc14\ub85c\uac00\uae30 - \uc787\ubc38\ub9ac \ud83d\udce6<\/title>\n<meta name=\"description\" content=\"\ubbfc\uac04\uc774\ub098 \uacf5\uacf5\ubd84\uc591 \uccad\uc57d \uc2dc, \ub2f9\ucca8\ub420 \ud655\ub960\uc774 \ub192\uc544\uc9c0\ub294 \ud2b9\ubcc4 \uacf5\uae09\uc758 \uc885\ub958\ub97c \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4. \ud2b9\ubcc4 \uacf5\uae09\uc5d0\ub3c4 \uac00\uc810\uc81c\uac00 \uc801\uc6a9\ub418\uc5b4 \ub2f9\ucca8\ub418\ub824\uba74 \uc694\uac74\uc744 \uc798 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb34\uc8fc\ud0dd\uc138\ub300\uad6c\uc131\uc6d0, \uc218\ub3c4\uad8c \uac70\uc8fc\uc790, \ud63c\uc778 \uc911\uc774\uac70\ub098 \uc790\ub140\uac00 \uc788\ub294 \uc790 \ub4f1\uc758 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ubd84\ub4e4\uc740 \uac00\uc810\ud45c\uc640 \ucd94\ucca8\uc744 \ud1b5\ud574 \uc120\uc815\ub429\ub2c8\ub2e4. \ucd1d\uc790\uc0b0 \uc694\uac74, \ub2f9\ucca8 \uafc0\ud301\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/11am.i234.me\/itvalley\/\ud2b9\ubcc4\uacf5\uae09-\uc8fc\ud0dd\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc8fc\ud0dd\uccad\uc57d\/\ud2b9\ubcc4\uacf5\uae09] \ud544\ub3c5! \ub2f9\ucca8\uafc0\ud301, \uccad\uc57d \uc885\ub958, \uccad\uc57d\uc2e0\uccad\ubc14\ub85c\uac00\uae30 - \uc787\ubc38\ub9ac \ud83d\udce6\" \/>\n<meta property=\"og:description\" content=\"\ubbfc\uac04\uc774\ub098 \uacf5\uacf5\ubd84\uc591 \uccad\uc57d \uc2dc, \ub2f9\ucca8\ub420 \ud655\ub960\uc774 \ub192\uc544\uc9c0\ub294 \ud2b9\ubcc4 \uacf5\uae09\uc758 \uc885\ub958\ub97c \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4. \ud2b9\ubcc4 \uacf5\uae09\uc5d0\ub3c4 \uac00\uc810\uc81c\uac00 \uc801\uc6a9\ub418\uc5b4 \ub2f9\ucca8\ub418\ub824\uba74 \uc694\uac74\uc744 \uc798 \ubd84\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb34\uc8fc\ud0dd\uc138\ub300\uad6c\uc131\uc6d0, \uc218\ub3c4\uad8c \uac70\uc8fc\uc790, \ud63c\uc778 \uc911\uc774\uac70\ub098 \uc790\ub140\uac00 \uc788\ub294 \uc790 \ub4f1\uc758 \uc870\uac74\uc744 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